Introducing
Programs
Our programs are designed to provide youth with a comprehensive understanding of credit and financial management. Each program is tailored to different age groups and learning needs, ensuring relevant and impactful education.
Credit Basics Program
LESSON
Understanding Money
Learn about the role of money in society, its history, and its various forms. This lesson covers the basics of currency, the concept of value, and the importance of money management
LESSON
Basics of Borrowing and Lending
Explore the concepts of borrowing and lending, including interest rates and loan terms. Understand why borrowing can be necessary and how to manage it responsibly
LESSON
Importance of Saving
Discover why saving is crucial for financial security. Learn about different savings strategies and how to set and achieve savings goals
LESSON
Introduction to Budgeting
Introduction to budgeting concepts, including tracking income and expenses. Learn how to create and maintain a budget.
LESSON
What is a Credit Score?
Understanding what a credit score is, how it is calculated, and its importance in financial transactions.
LESSON
Factors Affecting Credit Scores
Learn about the key factors that influence credit scores, such as payment history, credit utilization, and length of credit history.
LESSON
Responsible Credit Use
Strategies for using credit responsibly, including making timely payments and keeping credit utilization low
LESSON
Monitoring and Managing Credit
Learn the importance of monitoring credit reports and steps to manage and improve credit scores.
LESSON
Risks of Poor Credit Management
Understanding the risks and consequences of poor credit management, such as higher interest rates and difficulty obtaining loans
LESSON
Review and Q&A
Review key concepts covered throughout the week and address any remaining questions